Can I file bankruptcy if I have previously filed a bankruptcy?

Yes, you can file for bankruptcy if you have previously filed. However, there are some limitations. If you file for Chapter 7, you will need to wait eight years to file another Chapter 7 or four years to file a Chapter 13. If you file Chapter 13, you will need to wait six years to file a Chapter 7 or two years to file another Chapter 13. Keep in mind that you always have the option of filing Chapter 13 — you just may not be eligible for a discharge if you have filed a previous case. If you have filed a previous bankruptcy case, The Jones Law Firm can tell you exactly how long you will need to wait to file again and what options may be available in the meantime.