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Blog: Bankruptcy News & Tips
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Chapter 7 vs Chapter 13
When it comes to determining which form of bankruptcy is right for you, there are many elements you need to consider. Know the pros and cons of Chapter 7 and Chapter 13 bankruptcy.
Bankruptcy Terms You Need To Know
While we know you are aware of the differences between Chapter 7 and Chapter 13 bankruptcy, there may be terms you aren’t so well-versed in. Learn what some of these terms are today.
Ohio Bankruptcy Exceptions
One of the largest myths about Ohio bankruptcy is that you lose everything. But that cannot be further from the truth. Learn more about the Ohio bankruptcy exemptions here.
How Bankruptcy Impacts Life in Ohio
Filing for bankruptcy may seem scary, leaving you unsure of what comes next and worried that you won’t be able to regain control or get ahead. Put your mind at ease by learning how bankruptcy impacts life in Ohio.
The Cost of Not Declaring Bankruptcy
While it’s understandable that you have concerns about the cost of bankruptcy when you already have financial hardships looming, there are benefits to moving forward with a filing.
When Creditors Harass You
Under the automatic stay, creditors are obligated to leave you alone. But what happens when they don’t? Learn your credit law rights now.
When to File For Bankruptcy
Maybe you’ve lost your job or are facing building debt. Or perhaps you’re going through a divorce or your home is in danger of foreclosure. No matter your situation, it’s essential to know when the right time to file for bankruptcy is.
Why You Need a Lawyer to File For Bankruptcy
It’s not impossible to go file for bankruptcy on your own, but one little mistake in the paperwork and you could be facing costly consequences. The Jones Law Firm knows it’s imperative that you have a lawyer on your side during the process.
What Happens After Chapter 13 Bankruptcy
What happens once you take the plunge and file for Chapter 13 bankruptcy? How will it impact your life? The Jones Law Firm has broken down the phases from filing to completion to give you peace of mind as you start the process.
Foreclosure and Bankruptcy in Ohio
When you’ve fallen behind on your mortgage and find yourself receiving debt notices, foreclosure warnings, and more flooding your mailbox, it’s time to start considering bankruptcy.
Self Employment Bankruptcy
Being your own boss is a great feeling, but when tragedy strikes, you may feel more burdens on your shoulders than those with the traditional nine-to-five. Learn how The Jones Law Firm can help guide you through a self-employment bankruptcy.
Bankruptcy for Military Members
If you are having financial difficulties and are a member of the United States military, The Jones Law Firm has a few tips to ensure that your bankruptcy filing goes smoothly.
What is the Automatic Stay?
When you file for bankruptcy, something known as the automatic stay goes into effect. What does this provision mean? The Jones Law Firm is here to explain.
What is the “Means Test” in Ohio Bankruptcy?
If your income is higher than the median income in Ohio, you will be subjected to the means test. Find out what this test is and how it impacts your bankruptcy process here.
How Long Does Chapter 7 Bankruptcy Take?
When filing for bankruptcy, you want immediate financial relief. But just how immediate is it? A Chapter 7 bankruptcy can take as little as 4-6 months but can lengthen due to certain circumstances.
When Your Chapter 13 Bankruptcy Payments Are Too High: Modification Plan to Reduce Payments
If your circumstances have changed and you can no longer afford to pay your agreed-upon payments, what can you do? Modify your agreement. Learn more here.
Monitoring Your Credit After Bankruptcy
Bankruptcy is not a one and done – the process impacts your life for years after the filing. However, you can help rebuild your credit early on by monitoring your credit, among other things.
Repossession: What You Need to Know
Having the car repossessed isn’t something that anyone wants to experience. However, if it does happen to you, there are some things that you need to know. Find out what they are now.
Bankruptcy Fraud
When you file for bankruptcy, you may be thinking about the relief you’ll feel once your debts are discharged. But make one error and your entire petition can be deemed fraudulent. Learn how to avoid bankruptcy fraud today.
Bankruptcy Scams To Know
We’ve discussed the types of fraud that can occur when you have filed for bankruptcy while racking up credit card debt or transferring funds to others. But did you know scammers also prey on those who have filed for bankruptcy? Learn more today.
Bankruptcy Trends To Know
Though many have concerns about how bankruptcy will impact life, knowing trends in bankruptcy filings, the seasonal causes, and the outcomes of a bankruptcy filing can actually alleviate many of those concerns. Learn more today.
How Bankruptcy Stops Wage Garnishment
While you may wonder how long the garnishment will last, there are ways to stop it all together via a Chapter 7 bankruptcy filing. Find out how The Jones Law Firm can help today.
What is Exempt Property?
When it comes to filing for bankruptcy, one large factor that comes into play is what types of property you have–exempt or non-exempt. But what is exempt property and how does it change your filing status? Find out here.
Mortgage Lien, Lien Stripping, and Bankruptcy
The Jones Law Firm knows you likely have many concerns about losing the family home, which is why we want to explain mortgage liens, lien stripping, and bankruptcy.
Acquiring Loans During Bankruptcy
What happens if you need a car loan because your vehicle is no longer driveable, or if your furnace breaks in your home? These are all major purchases that few people could make in cash on the spot. But is it possible to acquire loans during bankruptcy when these emergencies happen? The Jones Law Firm explains.
Sheriff’s Sales and Chapter 13 Bankruptcy
When your home faces foreclosure and Sheriff’s Sale, you may wonder if bankruptcy can help. The Jones Law Firm has the answers.
Bankruptcy and Government Assistance
While it is not uncommon for individuals to utilize government assistance, some people believe that because of it, they will not be able to file for bankruptcy. However, this is not true.
What You Need to Know About Bankruptcy and Payday Loans in Ohio
Be it an emergency, broken vehicle, or other unforeseen circumstances, it is not uncommon for people from time to time to need a bit of extra cash on hand to get through the hurdles of life. However, one of the most appealing types of cash advances are Ohio payday loans–and they come with their own risks.
