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Am I Too Young To File Bankruptcy?

College debts. Car payments. Rent. Utilities and grocery bills. Starting a family. Taking care of parents. It’s no wonder that many Millennial Americans are wondering: “Am I too young to file for bankruptcy?” When we consider that the average 2… Read More
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Categories: General Bankruptcy
piggy bank and 401k

What You Need to Know About Your 401(k) and Bankruptcy

We know for many contemplating a bankruptcy filing, the implications it may have on their retirement accounts are a major concern. While we’ve addressed the basics of retirement and bankruptcy on our blog, today we wanted to take a deeper dive into… Read More
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Categories: General Bankruptcy
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What Happens to My Credit If I Marry Someone Who Filed For Bankruptcy?

For better or for worse. For richer or for poorer. That’s what we say when we get married, right? But what happens when you find out your soul mate has recently filed bankruptcy–does that become part of your financial history, too? The Jones… Read More
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Categories: General Bankruptcy
late utility bill shut off notice

Late Utility Bills and Bankruptcy

When you have utility bills stacking up and are considering a bankruptcy filing, you are likely to wonder what is and is not included. When you fear your utilities being shut off, you need to know what options are available to you. The Jones Law Firm… Read More
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Categories: General Bankruptcy
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Can Filing For Chapter 7 Bankruptcy Impact My Current Leases and Contracts?

Perhaps you have a lease on a vehicle or are leasing equipment for your small business. You may wonder if you file for Chapter 7 bankruptcy, will your current leases and contracts be impacted? The answer depends on if the lease is unexpired or you ha… Read More
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masked person wearing gloves and holding an empty wallet

Coronavirus Debt is Real. Here’s What You Need To Know

Though we are not yet living in a post-coronavirus world, many parts of the nation are reopening as vaccinations become more widely available. However, for many families in Ohio and across the United States, COVID-19 has lead to income disparities re… Read More
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Categories: General Bankruptcy
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Will Filing For Bankruptcy Impact My Inheritance?

There are things in life we simply cannot plan for or anticipate when they’ll occur. While you may have been in the midst of your Chapter 7 or Chapter 13 bankruptcy case, a loved one passes, leaving you with an inheritance. You may wonder, is that… Read More
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Categories: General Bankruptcy
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Will Bankruptcy Impact My Insurance Rates?

Obviously, the decision to file for bankruptcy was not one you and your family took lightly. However, now that debts are being settled, you may begin to wonder how your bankruptcy status will impact your insurance rates. While bankruptcy does not dir… Read More
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Categories: General Bankruptcy
Does Bankruptcy Impact My…

Does Bankruptcy Impact My Housing Benefits?

We know that bankruptcy can impact your government benefits in some ways. But that doesn’t mean that it makes it impossible to keep them. However, if you have declared bankruptcy or plan to, there are some things you need to know about your housing… Read More
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Categories: General Bankruptcy
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How Soon After Bankruptcy Can I Purchase a Home?

Having a bankruptcy filing on your financial record may make you feel like your opportunity to live in financial normalcy will never happen. However, the reality is that bankruptcy does not impact your credit score forever, meaning you can return to… Read More
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Categories: General Bankruptcy

Michael Ryan Jones

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Michael Ryan Jones is committed to assisting individuals facing financial distress. He has helped hundreds of clients achieve a financial fresh start by filing either Chapter 7 or Chapter 13 bankruptcy. When you hire The Jones Law Firm, you can be assured that Michael will personally assist you every step of the way.
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